Effective Date: October 16, 2025
Last Updated: October 16, 2025
Welcome to Empower Me Hub. These Terms and Conditions (“Terms”) govern your use of our website, online learning platform, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms and all applicable laws and regulations.
If you do not agree with these Terms, please do not use our Services.
1. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) to register and use this website. By creating an account, you confirm that all information provided is accurate and that you have the legal authority to agree to these Terms.
2. Accounts and Access
To access certain features, including paid courses, you may need to register an account. You agree to:
– Provide truthful, accurate, and up-to-date information;
– Maintain the confidentiality of your login credentials;
– Be responsible for all activity under your account.
We reserve the right to suspend or terminate accounts for violations of these Terms or fraudulent activity.
3. Purchases, Payments, and Refunds
3.1 Payments
Payments are processed securely via third-party payment processors (e.g., Stripe, PayPal). You agree to pay all fees displayed at checkout. Prices may be shown in U.S. dollars unless otherwise stated.
3.2 Refund Policy (FTC Compliance)
If you are dissatisfied with a course, you may request a refund by contacting us. Refund eligibility may depend on the time elapsed and the extent of course completion.
We comply with the Federal Trade Commission (FTC) guidelines by disclosing refund terms clearly before purchase. For more information, please review the FTC’s online sales rules at:
https://www.ftc.gov/business-guidance/resources/business-guide-ftcs-mail-internet-or-telephone-order-merchandise-rule
3.3 No Unauthorized Resale
You may not purchase courses or materials for resale or redistribution without written consent.
4.1 Ownership
All website materials, including courses, videos, text, graphics, images, code, and logos (“Content”), are owned by Empower Me Hub or its licensors and are protected by U.S. and international copyright, trademark, or intellectual property laws.
4.2 License to Users
When you purchase or access a course, you are granted a limited, non-exclusive, non-transferable, revocable license to use the Content solely for your personal, educational, non-commercial use.
You may not:
– Copy, reproduce, distribute, publicly display, or modify Content;
– Share login credentials or allow others to access paid content through your account;
– Record or screen-capture course materials;
– Resell or sublicense the Content.
Any violation will result in immediate account termination and may lead to legal action.
4.3 User-Generated Content
You retain ownership of any materials you upload (“User Content”). By submitting User Content, you grant Empower Me Hub, a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute your content solely to operate or promote the Services.
You represent that you have the rights to any User Content submitted and that it does not infringe on third-party rights.
4.4 Trademarks
All trademarks, logos, and trade names displayed are the property of [Your Company Name] or their respective owners. Unauthorized use is strictly prohibited.
5. Acceptable Use
You agree not to:
– Use the Services for illegal or harmful purposes;
– Post defamatory, obscene, or infringing content;
– Interfere with the operation or security of the website;
– Attempt to access another user’s account or data.
6. Testimonials and Endorsements (FTC Compliance)
Testimonials and success stories displayed on this website reflect real experiences but are individual results. We do not guarantee that you will achieve the same outcomes. Any paid partnerships or sponsored endorsements will be clearly disclosed in compliance with FTC Endorsement Guidelines.
For more information about FTC endorsement compliance, please review: https://www.ftc.gov/business-guidance/resources/ftcs-endorsement-guides
7. Disclaimers
Our courses and materials are provided “as is” for educational purposes only. We make no guarantees regarding specific outcomes or results. We disclaim all warranties, express or implied, including fitness for a particular purpose, merchantability, and non-infringement.
8. Limitation of Liability
To the fullest extent permitted by law, Empower Me Hub is not liable for any indirect, consequential, or punitive damages arising from your use of the Services, including data loss or interruption of service.
9. Indemnification
You agree to indemnify and hold harmless Empower Me Hub, its affiliates, and employees from any claims or damages arising from your misuse of the Services or violation of these Terms.
10. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Florida, without regard to conflict of laws. Any disputes shall be resolved through binding arbitration in Weston, Florida, under the rules of the American Arbitration Association (AAA). You waive any right to participate in class actions.
11. Modifications to Terms
We may update these Terms from time to time. Updated versions will be posted on this page with the effective date. Continued use of the Services after such updates constitutes acceptance.
12. Contact Information
If you have any questions or concerns, please contact us at:
Empower Me Hub, LLC.
Email: support@empowermehub.com